Health Insurance Made Easy

Finding the right health insurance is essential for protecting yourself, your family, and your employees. At Gerard Insurance Services,  we offer a variety of affordable and comprehensive health insurance solutions, ensuring that you and your loved ones receive quality healthcare coverage at the best possible rates.

We proudly serve Calaveras County and surrounding areas, offering:

• Health Insurance for Individuals & Families
• Group Health Insurance for Businesses
• Medicare Part C (Medicare Advantage) & Part D (Prescription Drug Plans)
• Medicare Supplement Plans (Medigap)
• Dental & Vision Insurance

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Whether you're looking for personal health coverage, employee benefits, or Medicare options, our knowledgeable agents are here to guide you.

Health Insurance for Individuals & Families

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​If you're self-employed or don’t have access to employer-sponsored coverage, we can help you find the best individual or family health insurance plan 
​that fits your budget and medical needs.

We work with top-rated insurance carriers to provide affordable,
high-quality coverage for you and your family.

• Doctor Visits, Hospital Stays & Preventive Care
  
• Prescription Drug Coverage Options

• Customizable Plans to Fit Your Needs & Budget

​Group Health Insurance for Businesses

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​Providing group health insurance is one of the best ways to attract and retain employees while ensuring they have access to affordable healthcare.

We help businesses of all sizes find the right group health plan to
​meet their workforce’s needs.

• Lower Premiums Compared to Individual Plans
• Tax Advantages for Employers​

• Comprehensive Coverage for Employees
  ​& Their Families

​Medicare Part C & Part D –
​Coverage for Seniors & Retirees

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​If you or your employees are 65 or older (under 65 if eligible for Medicare), we offer Medicare Advantage (Part C) and Medicare Prescription Drug Plans (Part D) for enhanced healthcare coverage.

Choosing the right Medicare plan can be confusing, but we simplify the process to ensure you get the best coverage for your needs.

Medicare Part C (Medicare Advantage): 
​Includes hospital (Part A) and medical (Part B) coverage
May include dental, vision, and hearing benefits
Often includes prescription drug coverage 

​Medicare Part D (Prescription Drug Plans):
Covers prescription medications 
​Helps lower out-of-pocket drug costs 
Can be paired with Medicare Supplement Plans

​Medicare Supplement Plans (Medigap) –
​​Extra Coverage for Seniors

Medicare does not cover everything, 
which is why Medicare Supplement Insurance (Medigap) is essential.

Medicare does not cover everything, which is why 
​Medicare Supplement Insurance (Medigap) is essential.

• Covers co-pays, deductibles,​​and out-of-pocket expenses
  
• Ensures comprehensive healthcare coverage

• ​Provides freedom to see any doctor who
  ​accepts Medicare

​Dental & Vision Insurance –
​Complete Your Healthcare Coverage

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​Many health plans do not cover
​dental and vision, 
but these are crucial for overall health.

We offer affordable stand-alone or bundled dental and vision plans 
​so you and your family can maintain optimal health.

• Routine Exams, Cleanings, & Major Dental Work
• Orthodontics & Specialized Treatments
• Eyeglasses, Contacts, & Eye Exams

​Why Choose Gerard Insurance Services?

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• ​Trusted & Local – Serving Calaveras County for over 40 years.
• Personalized Coverage – Tailored plans for individuals, families, and businesses. 
• Affordable Rates – We work with top insurance carriers to find the best prices.
• Expert Guidance – Real, local agents providing fast, friendly service. ​

No matter your insurance needs, Gerard Insurance Services is here to help you make the best decision 
​for your health, business, and future.

​Get a Free Health Insurance Quote Today!

​Protect your health, business, and employees with the right insurance coverage. 
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​Contact Gerard Insurance Services today for a free, no-obligation quote, and expert guidance.