Established in 1983 by Fred Gerard, our company has grown to a full service insurance agency.   Gerard Insurance serves the insurance needs of families and businesses throughout the Motherlode.  Our office includes a state–of–the-art computer system for record keeping. In addition, we have a special rating program so that instant rate comparisons can be made of the country’s finest insurance companies.  

Gerard Insurance Services is a firm of proven professionals who are caring and conscientious people, the kind of people you can depend on. 

Our staff represents over 30 years experience in all forms of insurance.  Our staff is made up of Fred Gerard, Neil Hjelmervik, Nicole Foster and Carin Reimer.

Our primary objectives are:

• To be honest and fair in all our dealings

• To be interested in people and their problems

• To treat the client’s needs as if they were our own

We are committed to a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.